Yesterday, I posted an open letter to the Michigan insurance commissioner regarding the City of Detroit’s new and deliberate policy of making it very difficult for Detroit residents to file an insurance claim. The real question is why? And here is where our Detroit accident lawyers have come to a disturbing conclusion: the City of Detroit wants to take away the rights of injured bus accident victims before they can even make a claim.
In yesterday’s open letter, we discussed the hoops bus accident victims have to jump through to make a No-Fault insurance claim with the City of Detroit. Not only can victims not make a claim over the phone or even in person, but they now have to complete 14 pages worth of online forms that are very confusing and hard to fill out.
Under Michigan law, bus accident victims have 60 days to file a claim.
So if a bus accident victim does not make a No-Fault claim within the mandated 60 days because he or she is unable to jump through the hoops Detroit itself poses, then the city will not have to provide insurance benefits.
That’s right, if you’re injured in bus accident and have to make a claim with the City of Detroit, you only have 60 days from the date of the accident to give notice to Detroit that you’re going to make a claim. MCL 124.419 states that all claims that arise from a transportation authority (City of Detroit, SMART, etc.), must have written notice given to the city or transportation authority no later than 60 days from the date of the injury.
Detroit knows that many of its residents and accident victims don’t have access to the Internet, and then there are those that might not have a printer to print out and complete the forms. The lawyers at the City of Detroit Law Department also know that by the time many of these bus accident injury victims figure out they have 60 days to make an insurance claim, they will still have to make the satisfaction of the city.
How many Detroiters do you think are going to lose their Michigan No-Fault insurance benefits forever, before the 60-day time limit expires?
And what does this mean to all of you, whether you are injured in a bus accident or not, or live in Detroit or not? Well, for one, it means a waste of your tax money and an added burden on our court system. If these injured people can’t make a No-Fault claim with the City of Detroit, the medical bills get turned over to Medicaid.
Therefore, the City of Detroit is trying to place the burden of No-Fault Insurance onto you, the tax payer. What’s more, these injured people are having to call and hire Detroit personal injury lawyers for a simple claim they are entitled to automatically file under the Michigan No-Fault law.
Stand up to bureaucracy and tactics like these from the City of Detroit. Tell them you don’t want to pay for the auto insurance benefits they’re responsible for and to stop taking advantage of Michigan drivers.
If you’ve been injured in a bus accident or other vehicle involving the City of Detroit or another transportation authority, call Michigan Auto Law at (800) 777-0028. We can answer all of your legal questions, and we will fight for your No-fault insurance benefits. We even have a law office in downtown Detroit.
- Steve Gursten is one of the nation’s top personal injury lawyers handling auto accident lawsuits. He is head of Michigan Auto Law and has received the highest verdict in the state for a car accident or truck accident victim in 2008, 2009 and 2010, according to Michigan Lawyers Weekly.
Related information:
SMART bus’s outrageous tactics for avoiding bus accident liability comes to a screeching halt
SMART bus accident takes another injured person for a ride
Michigan truck accident resource center
Michigan Auto Law is the largest law firm exclusively handling car accident, truck accident and motorcycle accident cases throughout the entire state. We have offices in Farmington Hills, Detroit, Ann Arbor, Grand Rapids and Sterling Heights to better serve you. Call (800) 777-0028 for a free consultation with one of our bus accident lawyers.
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