Home | Looking for something? Sign In | New here? Sign Up | Log out
Showing posts with label Companies. Show all posts
Showing posts with label Companies. Show all posts

Sunday, August 7, 2011

Obama Administration steps up action against unsafe trucking companies … for now

Sunday, August 7, 2011
0 comments

According to published reports, in the last two years, the Obama Administration has issued as many imminent hazard orders placing unsafe bus and truck companies out of service as in the previous decade combined.

If a truck is considered “out of service,” it means that there are safety violations that are so dangerous, that the truck would need to be towed away for immediate repair if it were stopped by a police officer.

As part of the administration’s effort to better enforce commercial trucking safety and prevent truck accidents,  it has cracked down on unsafe carriers through surprise inspections, full compliance reviews and enforcement actions.

Here are the statistics:

Between 2000 and 2009, the FMCSA issued a total of 14 imminent hazard orders placing unsafe motor carriers out of service (and taking them off the roads). In the last two years, the FMCSA has already issued another 14 imminent hazard orders to take carriers that pose an immediate risk to passengers off the road.

For much of the previous Bush Administration, the only ones holding deliberately reckless trucking companies accountable were the truck accident lawyers using the civil justice system.

This news from the Obama Administration is encouraging. It’s a great start to stopping trucking companies who knowingly break federal safety rules in order to push their bottom line. These trucking companies are hiring dangerous truck drivers with previous accidents, failing to maintain their fleets and pushing their truckers (who are not properly trained) to drive past legal time limits.

But there are countless trucking companies who are still engaging in this illegal behavior, causing truck accidents — and getting away with it.

How is this happening?

There are many ways for these problems to go undetected. For example, the FMSCA says it has performed surprise inspections to catch unsafe motor carriers. But what about “Road Check,” which is announced months ahead of time, giving trucking companies time to take their worst trucks off the road and put their best foot forward? Take a look at our blog on the subject: Is that truck driving behind you dangerously out of service?

The problem of dangerous trucking companies breaking laws and causing serious — preventable— truck accidents in even worse in Michigan.

In our state, we have no punitive damages. So trucking companies are able to hire the worst truckers who have caused accidents in other states and “grass hop” here until they cause another accident. The truck companies then must only pay the insurance policy limits. Many of these truckers are on drugs and drinking. They face no civil penalties for hurting and killing people in Michigan truck crashes.

This is why it came at no surprise to me that the FMSCA reported that in June of 2011, the DOT issued an imminent hazard order to a Michigan trucking company found to be transporting passengers in luggage compartments.

Imagine that.

Also, in the past four months, the FMCSA has issued eight out-of-service orders. FMCSA issued these orders immediately following safety investigations that found the carriers and/or the drivers to be in such substantial non-compliance with federal safety regulations as to pose an imminent hazard to public safety. One of these out-of-service orders was issued to a truck company based in Michigan.

Next week, I’ll blog more about the Obama administration and truck inspections.

- Steven Gursten is a partner of Michigan Auto Law and one of the top truck lawyers in the country. He is past president of the American Association for Justice Truck Accident Litigation Group, and has received the top-reported jury verdict in Michigan for truck accidents. Steve was named a Michigan Lawyers Weekly Leader in the Law for his work to promote national truck safety.

Related information to protect yourself:

Obama, FMCSA surrender to trucking industry - again

Things to know after a Michigan truck accident

Michigan truck accident FAQs

Michigan Auto Law exclusively handles car accident, truck accident and motorcycle accident cases throughout the entire state of Michigan. We have offices in Farmington Hills, Sterling Heights, Ann Arbor, Grand Rapids and Detroit to better serve you. Call (800) 777-0028 for a free consultation with one of our truck accident lawyers.


Kansas City Auto Accident Blog


read more

Monday, August 1, 2011

Obama Administration steps up action against unsafe trucking companies … for now

Monday, August 1, 2011
0 comments

According to published reports, in the last two years, the Obama Administration has issued as many imminent hazard orders placing unsafe bus and truck companies out of service as in the previous decade combined.

If a truck is considered “out of service,” it means that there are safety violations that are so dangerous, that the truck would need to be towed away for immediate repair if it were stopped by a police officer.

As part of the administration’s effort to better enforce commercial trucking safety and prevent truck accidents,  it has cracked down on unsafe carriers through surprise inspections, full compliance reviews and enforcement actions.

Here are the statistics:

Between 2000 and 2009, the FMCSA issued a total of 14 imminent hazard orders placing unsafe motor carriers out of service (and taking them off the roads). In the last two years, the FMCSA has already issued another 14 imminent hazard orders to take carriers that pose an immediate risk to passengers off the road.

For much of the previous Bush Administration, the only ones holding deliberately reckless trucking companies accountable were the truck accident lawyers using the civil justice system.

This news from the Obama Administration is encouraging. It’s a great start to stopping trucking companies who knowingly break federal safety rules in order to push their bottom line. These trucking companies are hiring dangerous truck drivers with previous accidents, failing to maintain their fleets and pushing their truckers (who are not properly trained) to drive past legal time limits.

But there are countless trucking companies who are still engaging in this illegal behavior, causing truck accidents — and getting away with it.

How is this happening?

There are many ways for these problems to go undetected. For example, the FMSCA says it has performed surprise inspections to catch unsafe motor carriers. But what about “Road Check,” which is announced months ahead of time, giving trucking companies time to take their worst trucks off the road and put their best foot forward? Take a look at our blog on the subject: Is that truck driving behind you dangerously out of service?

The problem of dangerous trucking companies breaking laws and causing serious — preventable— truck accidents in even worse in Michigan.

In our state, we have no punitive damages. So trucking companies are able to hire the worst truckers who have caused accidents in other states and “grass hop” here until they cause another accident. The truck companies then must only pay the insurance policy limits. Many of these truckers are on drugs and drinking. They face no civil penalties for hurting and killing people in Michigan truck crashes.

This is why it came at no surprise to me that the FMSCA reported that in June of 2011, the DOT issued an imminent hazard order to a Michigan trucking company found to be transporting passengers in luggage compartments.

Imagine that.

Also, in the past four months, the FMCSA has issued eight out-of-service orders. FMCSA issued these orders immediately following safety investigations that found the carriers and/or the drivers to be in such substantial non-compliance with federal safety regulations as to pose an imminent hazard to public safety. One of these out-of-service orders was issued to a truck company based in Michigan.

Next week, I’ll blog more about the Obama administration and truck inspections.

- Steven Gursten is a partner of Michigan Auto Law and one of the top truck lawyers in the country. He is past president of the American Association for Justice Truck Accident Litigation Group, and has received the top-reported jury verdict in Michigan for truck accidents. Steve was named a Michigan Lawyers Weekly Leader in the Law for his work to promote national truck safety.

Related information to protect yourself:

Obama, FMCSA surrender to trucking industry - again

Things to know after a Michigan truck accident

Michigan truck accident FAQs

Michigan Auto Law exclusively handles car accident, truck accident and motorcycle accident cases throughout the entire state of Michigan. We have offices in Farmington Hills, Sterling Heights, Ann Arbor, Grand Rapids and Detroit to better serve you. Call (800) 777-0028 for a free consultation with one of our truck accident lawyers.


Michigan Auto Lawyers


read more

Friday, June 24, 2011

Michigan No-Fault ‘reform’ is bad for drivers, but great for insurance companies

Friday, June 24, 2011
0 comments

“Reform” does not mean lowering premiums. It does not mean ending Michigan’s problem with too many people driving without any auto insurance. “Reform” is the  insurance industry’s way of saying “Let’s boost our [already record-breaking] profits.”

Michigan drivers (and voters) would do well to remember this as Michigan’s auto insurance industry proposes new  “reform” (read, dismantling) of Michigan’s No Fault insurance system. Previously, the Insurance Institute of Michigan and its executive director, Pete Kuhnmuench, have described Michigan No-Fault insurance as “offering the best No-Fault medical benefits of any state” and providing policyholders with “the Cadillac of auto insurance policies.”

What changed?  With Republicans now in control in the Michigan Legislature, the insurance company lobbyists are sensing an opportunity to boost profits in the state - already the highest in the nation in insurance company profitability. Gone are the comments about Michigan “offering the best No-Fault benefits” and other talk of how good a deal our No-Fault system actually is for state residents.

Currently, in return for an auto insurance premium that the Insurance Journal has called “extremely reasonable,” Michigan’s mandatory No-Fault insurance system provides personal protection insurance coverage (also called No-Fault PIP) which guarantees Michigan auto accident victims unlimited medical benefits to assist with their auto accident-related care, recovery and rehabilitation.

That means that even if a Michigan auto accident victim’s medical expenses runs as high as $100,000 or $500,000 or $1 million, those expenses are paid in full by the victim’s No-Fault auto insurance company.

However, under the “reform” proposed by Michigan’s auto insurance industry, that would now all change.

Under the Michigan auto insurance industry’s proposed “reform,” Michigan drivers would trade their unlimited medical benefits for LIMITED medical benefits (say… medical benefits capped at $50,000).

And, the trade-off for being duped into abandoning “the best No-Fault medical benefits” in the country is that Michigan drivers might have a couple hundred dollars shaved off of their annual No-Fault auto insurance premium.

I say “might” because the insurance industry has promised us savings before, in return for greater restrictions. For example, in 1995, they promised us dramatic savings on car insurance in exchange for Michigan adopting the most draconian injury threshold law in the nation - one that made it very hard to sue someone else for injuries and pain and suffering - and yet car insurance premiums only continued to go up.

It looks like this new  dangerous and inadequate auto insurance will soon be tested on Detroit residents, under the unproven statement that it’s “cheaper.”

The absurdity of this is made all the more obvious when two points are considered:

1. First, $50,000 in medical benefits provides woefully inadequate coverage for seriously or catastrophically injured Michigan auto accident victims. “[A] single injury can cost millions of dollars,” the Insurance Institute of Michigan has said. And if $50,000 is the medical cap, it is burned through in the emergency room in any serious injury car accident, leaving the remainder to the taxpayers and Medicaid.

2. There is no guarantee that Michigan drivers will ever actually see any savings as a result of the so-called “reform” that Michigan’s auto insurance industry is trying to foist upon them.

In more than 60 pages of proposed House and Senate bills explaining in excruciating detail the myriad ways in which Michigan auto insurance companies can dismantle Michigan drivers’ unlimited medical benefits, there is not a single word promising Michigan drivers “savings” — let alone how much or for how long — as their compensation for having “the best No-Fault medical benefits” in the country slashed.

The industry has backed proposed Michigan No-Fault “reform” legislation in 2008 and 2010 and will undoubtedly throw its support behind the proposed legislation that is certain to surface in the near future. Notably, both previous bills — Senate Bill 1278 and House Bill 6094 — “died” from inactivity at the end of their respective legislative terms.

“Profits are essential,” as the president of the Insurance Information Institute told the Michigan House Insurance Committee in December 2009.

And, profits lie at the heart of the Michigan auto insurance industry’s crusade to “reform” Michigan’s No-Fault system. Not saving money for Michigan drivers or trying to end Michigan’s “uninsured motorist” problem, as the industry’s press releases and journal articles strain credulity to suggest.

- Steven M. Gursten is head of Michigan Auto Law. He is recognized as one of the nation’s top lawyers handling serious auto injury cases and No-Fault litigation. Michigan Auto Law has received the highest jury verdict for a car accident or truck accident in 2008, 2009 and 2010, according to Michigan Lawyers Weekly.

Additional resources to protect yourself:

Show us the money from proposed changes to our No-Fault law

Why Detroit papers are falling for proposed elimination of Michigan’s No-Fault law

Your Michigan No-Fault benefits

Michigan Auto Law is the largest law firm exclusively handling car accident, truck accident,  motorcycle accident and No-Fault insurance lawsuits throughout the entire state. We have offices in Farmington Hills, Detroit, Ann Arbor, Grand Rapids and Sterling Heights to better serve you. Call (800) 777-0028 for a free consultation with a car insurance lawyer. We are here to help you.


Michigan Auto Lawyers


read more

Wednesday, June 8, 2011

Top 4 Best Auto Insurance Companies – 2011

Wednesday, June 8, 2011
0 comments

As a No-Fault insurance attorney only helping people in auto accidents, I’m asked at least once a week what auto insurance companies I actually like. Here’s my updated list for the auto insurance companies that give people some of the best value for their auto premium dollars.

I knocked off some insurance companies - like Farm Bureau General Insurance Company of Michigan - because even though they also have low prices, my own personal experiences with them (along with the other 17 insurance attorneys here), is that they treat their customers poorly when they’re injured and need No-Fault insurance benefits or attendant care. Farm Bureau has also written very restrictive language in its UIM policy language.

The following list is comprised of auto insurance companies that have the best:
•    Price,
•    Assurance that valid auto accident and injury claims will be paid, and
•    Good customer service.

With those factors in mind, I evaluated the top 10 largest auto insurance companies in Michigan, as well as a couple other auto insurers to see what they had to offer.

Based on my analysis, the insurers who made my list of the Best Auto Insurance Companies for 2011 are:

•    Auto-Owners Insurance Company

•    Home-Owners Insurance Company

•    Michigan Millers Mutual Insurance Company

•    Grange Insurance Company of Michigan

Below are my reasons for including each auto insurer on my list.

For the past three years, Auto-Owners has won the J.D. Powers and Associates’ Auto Claims Satisfaction Study, ranking “highest in overall satisfaction among auto insurance claimants …” Each year, Auto-Owners earned the highly coveted rating, “Among the best.”

Additionally, in the J.D. Powers and Associates’ 2010 National Auto Insurance Study, which measures customer satisfaction with auto insurance companies, Auto-Owners was rated “Better than most.”

Auto-Owners topped the list for paying out the highest percentage of its premium dollars in claims. For instance, for every premium dollar Auto-Owners receives from Michigan drivers, it pays out approximately $.74 in auto accident claims.

Auto-Owners’ prices were among the lowest in all five of the markets examined in compiling the list of the Best Auto Insurance Companies for 2011.

Finally, Auto-Owners received relatively few consumer complaints.

Home-Owners had the lowest prices in two of the five markets examined.

Additionally, Home-Owners paid out the second highest percentage of premium dollars in claims. For every premium dollar Home-Owners received from Michigan drivers, it paid out $.69 in auto accident claims.

Grange Insurance Company of Michigan has been my personal favorite for the last couple years. The people at Grange just try to do the right thing. Last month, one of my co-workers had a drunk driver slam into her husband’s pick-up truck that was parked in front of their house in the early morning hours. Even though they had a substantial deductible, the Grange adjuster waived it. If you look at the consumer satisfaction sites below, Grange receives very few consumer complaints.

Michigan Millers Mutual topped the list for fewest consumer complaints, and the insurers’ prices ranked among the lowest in four of the five markets examined.

I hope you find my list of the Best Auto Insurance Companies for 2011 helpful. Do you think your auto insurance company deserves to be counted as one of the best? Leave a comment here, or post it on the Michigan Auto Law Facebook page.

If you’ve been in a car accident in Michigan and you’re confused about your No-Fault insurance rights, call Michigan Auto Law at (800) 777-0028. You can speak directly with an insurance attorney, and the advice is free.

- Steven M. Gursten is head of Michigan Auto Law. He is recognized as one of the nation’s top attorneys handling serious auto injury cases and No-Fault litigation. Michigan Auto Law has received the highest jury verdict for a car accident or truck accident in 2008, 2009 and 2010, according to Michigan Lawyers Weekly.

Additional resources to protect yourself:

Top 6 Worst Auto Insurance Companies – 2011

How to choose the best auto insurance company in Michigan

Three potential cases after a Michigan auto accident

Sources for the best insurance companies list

•    Insurance Institute of Michigan, 2010 IIM Fact Book (Page 27)

•    Insurance Company Complaint Ratios (Automobile Coverage), Office of Financial and Insurance Regulation

•    “The Competitiveness and Premium Excessiveness of the … Auto Insurance Industr[y] in the State of Michigan,” Office of Financial and Insurance Regulation (Appendix L)

•    2008 Buyers Guide to Auto Insurance, Office of Financial and Insurance Regulation (See Example 3 on Page 16 and markets NED (Northeast Detroit), LAN (Lansing), TRA (Traverse City), SAG (Saginaw) and GRA (Grand Rapids)

•    J.D. Power and Associates, 2010 Auto Claims Satisfaction and 2010 National Auto Insurance studies.

2010 IIM Fact Book - Auto Insurance

State of Michigan complaint ratios for insurance companies

State of Michigan - competitiveness report

State of Michigan - auto insurance companies’ combined loss ratios

State of Michigan auto buyer guide

J.D. Power and Associates - Satisfaction with auto claims process declines

J.D. Power and Associates - Auto insurance ratings and claims

J.D. Power and Associates - National auto insurance study

J.D. Power and Associates - Auto Insurance Provider Ratings

Michigan Auto Law is the largest law firm exclusively handling car accident, truck accident,  motorcycle accident and No-Fault insurance lawsuits throughout the entire state. We have offices in Farmington Hills, Detroit, Ann Arbor, Grand Rapids and Sterling Heights to better serve you. Call (800) 777-0028 for a free consultation with an auto insurance attorney. We are here to help you.


Michigan Auto Lawyers


read more

Sunday, April 3, 2011

Pennsylvania Bus Accident Attorney Weighs In On The Dangers Of Cut Rate Bus Companies

Sunday, April 3, 2011
0 comments
Next » Posted On: March 18, 2011 by Jeffrey M. Reiff Pennsylvania Bus Accident Attorney Weighs In On The Dangers Of Cut Rate Bus Companies

In the last few weeks and months, many innocent victims have been killed and catastrophically injured as a result of being involved in bus accidents operated by cut rate bus companies.

A New York bus crash that killed 15 people on their way home from a casino focused attention on problems federal and safety investigators have warned about for years, namely driver fatigue and failure to perform proper background checks. The driver of the bus had a past history notable for past offenses and driving on a suspended license and should not have been behind the wheel. There is an old saying

View the Original article


read more